Identity theft is one of the fastest growing crimes in the UK.

City of York Council Trading Standards is warning residents not to unwittingly provide personal details to fraudsters.

Here are reminders of some of the scams, frauds and con tricks designed to part you from your money.

Skimming - means your card has been copied at a cash machine or pay counter. The criminal will produce a replica card, having obtained the PIN.

DO check your statements and tell banks and credit card issuers about any discrepancies.

DON'T use machines if you suspect they have been tampered with - report your concerns to the bank or the premises where the machine is installed.

Phishing - is attempted fraud on the internet. For example, an email may seem credible enough, just asking you to re-register your details after a system upgrade. Such emails are designed to strip you of personal details and passwords so the fraudster is free to raid your bank account.

DO protect data by using anti-virus software and firewall protection. This will also help prevent "rogue dial-ups" via a piece of software you have inadvertently picked up which re-routes you to a premium rate number.

DON'T divulge account numbers and security details.

Phone fraud - you get a phone call, ostensibly from your bank/credit card company, asking you for the memorable information you provided and the security number on the card. In reality a fraudster has raided your dustbin or accessed your mail and needs extra information so they can buy things with your card.

DO tear up or shred anything that shows your name, address and/or card details.

DO tell the bank and or the police if you think you have been targeted.

DON'T give personal information over the phone - genuine callers will never ask you for security information over the phone unless you initiated the call.

Everyone should take practical risks to minimise the risk of identify fraud. You would not give your account details to a stranger - why consider providing them just because a phone call or email prompts you to? If you do, you may face months of financial misery as you strive to sort out the swindle.

If you have been affected by any of these issues and need further advice on this or other consumer matters phone Consumer Direct on 08454 04 05 06.

Updated: 09:32 Thursday, June 02, 2005