I HAVE just read an article about pensions. A leading financial advisor is advising workers to invest ten-20 per cent of their income into a pension fund for later life.

What this top financial advisor fails to grasp or advise is how are the millions of people on the minimum wage going to afford to invest a large chunk of their wage to do this?

PR Willey,

Burnholme Drive,

Heworth,

York.

Updated: 09:34 Tuesday, October 19, 2004